Who is eligible for state pension credit?

The eligibility for state pension credit primarily focuses on individuals who have reached state pension age and find themselves in a position of needing additional financial support due to various circumstances. Those over the state pension age who require assistance may benefit from this credit, as it is designed to ensure that they have an adequate income to meet their basic needs.

This financial support is particularly significant for older individuals who may have limited income or savings, allowing them to maintain a more comfortable standard of living in their retirement years. The pension credit serves as a crucial safety net, helping to reduce poverty among the elderly.

The other options focus on individuals who are either under state pension age or in different financial situations, which do not align with the specific criteria for pension credit eligibility. For instance, individuals under state pension age, regardless of their circumstances, do not qualify for this particular type of support aimed at seniors.