Which trend in insurance shows an increase in individuals working independently?

Prepare for the CII Certificate in Insurance - Financial Protection (R05) Exam. Use engaging flashcards and multiple-choice questions with detailed explanations and hints. Ace your exam now!

The trend that shows an increase in individuals working independently is related to the rise in self-employment. As more people choose to work independently rather than in traditional employment, there is a growing need for tailored insurance products that cater to self-employed individuals. This demographic often seeks flexible insurance solutions to meet their unique needs, such as coverage for health, liability, and income protection.

The increase in self-employment reflects broader changes in the labor market, where job security in conventional roles may be diminishing, prompting many to pursue freelance or entrepreneurial ventures. This shift influences the development and marketing of insurance products specifically designed to address the challenges faced by independent workers, thus emphasizing the relevance of this trend in the insurance landscape.

While other options relate to various aspects of insurance, they do not specifically capture the essence of the independent work trend as closely as the rise of self-employment does.

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