What type of insurance would be suitable for someone concerned about job loss?

Prepare for the CII Certificate in Insurance - Financial Protection (R05) Exam. Use engaging flashcards and multiple-choice questions with detailed explanations and hints. Ace your exam now!

Choosing accident, sickness, and unemployment insurance is particularly suitable for someone concerned about job loss because this type of policy specifically provides financial protection in the event of unexpected job loss due to circumstances such as redundancy or business closure. By offering a safety net for lost income, this insurance helps individuals manage their financial obligations during periods of unemployment.

In contrast, lifelong insurance typically focuses on providing a death benefit and may not address the immediate financial needs related to job loss. Home insurance protects physical property and belongings and does not relate to employment status or income. Travel insurance is designed to cover risks associated with traveling and does not offer any support related to job security.

Overall, the core function of accident, sickness, and unemployment insurance aligns directly with protecting individuals against income loss from job termination, making it the optimal choice for someone with that concern.

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