How does divorce affect family income benefit?

Prepare for the CII Certificate in Insurance - Financial Protection (R05) Exam. Use engaging flashcards and multiple-choice questions with detailed explanations and hints. Ace your exam now!

Divorce typically has no effect on family income benefit because these benefits are designed to provide financial support to dependents in the event of a primary earner's death or disability, rather than being contingent on the marital status of the beneficiaries. Family income benefits are structured to ensure that financial support continues for the dependents, regardless of changes in the family unit caused by divorce. Therefore, the benefit remains intact and can still be accessed by the designated beneficiaries.

In many instances, a divorce might require the adjustment of beneficiary designations or other related financial arrangements, but the fundamental entitlement to the family income benefit would remain unchanged. This explains why the correct answer accurately reflects the relationship between divorce and family income benefit.

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